2026 plan year

Compare all LemonCorp benefits

Everything in one place. Pick a coverage tier to see how premiums and plan limits change.

Side-by-side cost snapshot

Shown for Employee Only coverage, in-network.

Feature

Citrus HDHP

HDHP

Citrus PPO

PPO

Biweekly premium

$35

$85

Annual premium

$910

$2,210

Employer HSA contribution

$500

Not applicable

Deductible (Individual)

$2,000

$750

Out-of-pocket maximum (Individual)

$4,500

$3,500

Primary care

20% coinsurance after deductible

$25 copay (deductible waived)

Specialist

20% coinsurance after deductible

$50 copay (deductible waived)

Urgent care

20% coinsurance after deductible

$40 copay (deductible waived)

Prescriptions

20% coinsurance after deductible on all tiers

$10 / $35 / $70 copays; specialty 20% up to $200

Illustrative high-cost year

$4,910

$5,710

Illustrative high-cost year combines annual payroll premiums with the plan's in-network out-of-pocket maximum. For the HDHP, we've also subtracted LemonCorp's HSA contribution. Your actual costs will depend on the healthcare services you receive.

About this recommendation

This tool provides educational guidance based on the information you provide and LemonCorp's 2026 benefit summaries. It is not a guarantee of healthcare costs, coverage, tax treatment, or financial outcomes. Actual benefits are governed by the official plan documents. Review those documents and the enrollment materials before making your final elections.

Help Me Choose